Dear Angella, As they say, all's well that ends well.I have begun to exhale and am more reassured every day that the reverse mortgage was the right thing to do for me. Not only have I eliminated my monthly mortgage payment, but I am able to pay off some credit cards, which frees up additional…Details
Though this little tune is just for fun, it may very well raise alarms to many caregivers of the elderly. Caregivers know that even at a holiday party they cannot let down their diligent watch over their elderly loved one. As far-fetched as it may sound, with all the people and noise, an elderly family member with dementia or Alzheimer’s may be enjoying the family gathering and then suddenly become confused and walk to the door and leave.
For family caregivers the added stress of the holidays with decorating, shopping, parties and keeping up with all the family traditions is an overwhelming quest. Feelings of isolation, depression and sadness come with this added stress.
In the year 1919 President Woodrow Wilson proclaimed November 11 as Armistice Day to honor those Veterans who served during World War I. On November 11, 1954, Armistice Day was proclaimed a legal national holiday and the name was changed to "Veterans Day" to honor all veterans of all wars. Every November 11, ceremonies…Details
I have just returned from the national Association meeting on reverse mortgages. It certainly was a whirlwind of information, considering today’s economy and real estate environment. Here are a few highlights from the meeting: 1. Trends in FHA, by law. FHA must have a positive cash flow. It cannot have a shortfall. Last year,…Details
I originally tried to refinance my mortgage, but it was taking so long I was ready to give up when I heard about the reverse mortgage program.I attended a seminar and then called my financial advisor for his opinion of the program. He suggested that I talk to Angella and it was advice well taken. Angella…Details
Community Aging Services and Long Term Care There are many private, religious and government organizations across the country that provide supportive services for older people. Many of these services center around helping people stay in their homes and avoid having to go to live in an institution or perhaps move in with family. Because of…Details
At 83 years old, Martha still lived in her own home, and enjoyed working in her garden and canning peaches. It was becoming harder to motivate herself, to get up in the mornings and accomplish the day's tasks. She confided to her daughter that she felt anxious and tired. Her daughter, who was taking medication…Details
Advantages and Disadvantages of Prepaid Plans One way to plan in advance for the end of one's life is to sign a formal contract called a "preneed funeral plan." With this plan, money to pay for a funeral and/or burial is held in a trust, in an escrow account or paid through an insurance policy…Details